How fast will I get my report?

Your report is generated and emailed to you instantly the moment your order is confirmed. There is no wait, no queue, and no business day delay. Traditional appraisers typically take 3 to 7 business days. MyFairClaim delivers in seconds.

What are the CFG, IRG, and IDG tools?

These are three proprietary interactive claim tools. The Claim Filing Guide (CFG) is included with Professional and Premium plans and walks you step-by-step through submitting your claim. The Insurance Response Guide (IRG) and Insurance Dispute Guide (IDG) are exclusive to Premium. The IRG tells you exactly how to respond when the insurer pushes back, and the IDG handles escalations, disputes, and denied claims.

Is $49.99 really all I pay?

Yes. It is a one-time fee with no subscription, no hidden charges, and no commission on your settlement. You pay once, get your report instantly, and keep everything you recover. The Essential plan does not include a demand letter — that is included with Professional and Premium.

What is diminished value?

Diminished value is the loss in a vehicle's market value after it has been wrecked and repaired. Even if repaired perfectly, a vehicle with an accident history is worth less than an identical one with a clean history. That difference is money the vehicle owner is owed from the at-fault driver's insurance company.

Why do I need a professional appraisal?

Insurance companies are businesses. Their initial offers are often very low or non-existent. A professional, USPAP-compliant appraisal from licensed adjusters is the credible, documented evidence you need to substantiate your claim and demand fair compensation.

How long do I have to file a diminished value claim?

This depends on your state's statute of limitations for property damage, typically 2 to 3 years from the date of the accident. It is always best to file as soon as possible after repairs are completed — evidence is fresher and settlement is faster.

What if the at-fault driver is uninsured?

If you have Uninsured or Underinsured Motorist (UM/UIM) coverage on your policy, you may be able to file a diminished value claim against your own insurance company. You may also have the option to pursue the at-fault driver directly through small claims or civil court.

How fast will I get my report?

For most orders, your report is generated and emailed within seconds of completing your vehicle details — no queue, no business day delay. A small number of vehicles require brief manual research and are delivered within 1 business hour. Traditional appraisers typically take 3 to 7 business days.

What is the difference between Essential, Professional, and Premium?

Essential includes both diminished value reports — the Fair Market Impact and Fair Market Value. Professional adds a demand letter, negotiation script, and the Claim Filing Guide tool. Premium includes everything in Professional plus the Insurance Response Guide and Insurance Dispute Guide for handling insurer pushback and denied claims. If the insurer has already made a low offer, Professional or Premium is recommended.

What are the CFG, IRG, and IDG tools?

These are three proprietary interactive claim tools. The Claim Filing Guide (CFG) walks you step-by-step through submitting your claim and is included with Professional and Premium. The Insurance Response Guide (IRG) gives you the exact language to respond when the insurer pushes back. The Insurance Dispute Guide (IDG) covers escalations, appraisal clause invocation, and Department of Insurance complaints. Both IRG and IDG are included with Premium only.

Why do I need a professional appraisal instead of using the insurer's calculation?

Insurance companies use the 17c formula, which systematically undervalues your loss. A professional appraisal from licensed adjusters, documented with real comparable vehicle sales data, replaces the insurer's formula with market evidence. That documented number is what gives you leverage to negotiate a fair settlement.

Your vehicle lost value. The insurer knows it. Do you?

Professional Diminished Value Appraisal —
Built to Beat the Insurer's Formula.

After an accident, your car is worth less — even perfectly repaired. Insurance companies use the 17c formula to pay you as little as possible. A professional appraisal puts the real number on the table.

⏳ Most states allow only 2–3 years to file — early claims settle significantly better

Free Estimate Tool

What Is Your Diminished Value Worth?

Get an instant free estimate — no signup required

Free · 60 sec

You’ll need 3 things:

Your vehicle year, make & model

e.g. 2022 Honda Accord Sport

Damage severity

The calculator walks you through how to determine it

Get Free Estimate No signup · instant

Essential

^$49_.99

Both reports. Everything you need to put a number on the table.

Get Essential →

⭐ Most Popular

Professional

^$149_.99

Reports + demand letter + Claim Filing Guide. The complete package.

Get Professional →

🛡 Max Recovery

Premium

^$249_.99

Full suite — reports, demand letter, all three claim tools.

Get Premium →

📊 Real market-comparable data

⚖️ Licensed insurance adjusters

📋 Court-admissible reports

↩ 7-day money-back guarantee

Fast report delivery

Licensed adjusters & appraisers

3 proprietary claim tools

40+ years combined experience

All 50 states

The MyFairClaim Difference

Diminished Value Appraisal — Fast, Professional, Affordable

Traditional appraisers are slow and expensive. We're built differently — fast reports, professional-grade tools, and a fraction of the cost.

What matters to you	Traditional Appraiser	MyFairClaim Recommended
Report delivery	3–7 business days	Fast — instant for most orders
Cost	$200 – $500+	From $49.99
Demand letter	Extra charge or DIY	Included with Professional & Premium
Claim filing guidance	None included	CFG tool (Pro+) · IRG & IDG (Premium)
Insurance pushback tools	You're on your own	IRG + IDG dispute tools (Premium)
Licensed adjusters	Varies widely	40+ combined years of experience

Learn more: Diminished Value Appraisal Guide Free DV Calculator Diminished Value by State Insurance Company Claim Tactics Claim Guides & Articles

Proprietary Claim Tools

Diminished Value Claim Tools — CFG, IRG & IDG

Three interactive tools built from 40+ years of claims experience — designed to counter every tactic insurers use to underpay you.

Professional & Premium

Claim Filing Guide

CFG — Interactive step-by-step tool

Walks you through exactly how to submit your claim — with scripts, timing, and documentation checklists built in by the adjusters who wrote the insurer's version.

Included with Professional & Premium

Premium Only

Insurance Response Guide

IRG — Know exactly what to say

When the insurer counters with a low offer or denial, this tool gives you the precise response for every pushback scenario — written by the people who used to sit on the other side.

Included with Premium only

Premium Only

Insurance Dispute Guide

IDG — Advanced dispute & appeals

For denied claims or formal escalations. Strategic guidance for appraisal clause invocation, DOI regulatory complaints, and negotiation appeals at every stage.

Included with Premium only

What You Receive

Your diminished value appraisal report — what's inside

Every report uses live MarketCheck vehicle data, applies our proprietary Enhanced Diminished Value methodology, and is authored by licensed professionals with 40+ combined years of experience.

Pre- and post-accident market value analysis
Comparable vehicle sales data (up to 15 comps)
Damage severity & repair quality assessment
Brand, age & labor type adjustment factors
Demand letter included with Professional & Premium
Accepted in all 50 states — court-admissible documentation

Get My Report →

FAQ

Diminished Value Claim — Common Questions

Still have questions? Call us at 1-602-935-4309 or chat with our support assistant.

For most orders, your report is generated and emailed within seconds of completing your vehicle details — no queue, no "business day" delay. A small number of vehicles need brief manual research and arrive within 1 business hour. Traditional appraisers typically take 3–7 business days.

Yes. It's a one-time fee — no subscription, no hidden charges, and no commission on your settlement. You pay once, receive your report instantly for most orders, and keep everything you recover.

Essential includes both diminished value reports. Professional adds a demand letter, negotiation script, and the Claim Filing Guide — which is why it's the most popular choice. Premium includes all three proprietary tools, including the Insurance Response and Dispute Guides for handling insurer pushback and denied claims. If the insurer has already made a low offer, go Professional or Premium.

Three proprietary interactive claim tools built from 40+ years of adjusting experience. The Claim Filing Guide (CFG) walks you step-by-step through submitting your claim — included with Professional and Premium. The Insurance Response Guide (IRG) gives you the exact language for every insurer pushback scenario. The Insurance Dispute Guide (IDG) covers escalations, appraisal clause invocation, and DOI complaints. IRG and IDG are Premium only.

Yes. If you start with Essential and decide you want the demand letter and tools, you can upgrade to Professional or Premium at any time. You only pay the difference — you're never charged for what you already have.

Insurance companies use the 17c formula — designed to produce the smallest defensible number. A professional appraisal replaces that formula with real comparable vehicle sales data. That documented market evidence is what gives you leverage to negotiate a fair settlement instead of accepting their figure.

If you have Uninsured/Underinsured Motorist (UM/UIM) coverage, you may be able to file a diminished value claim against your own policy. Contact us to review your specific situation.